Tips To Save Cash!
Are you trying to pay off your debt? West Covina Pink Slip Loans is here to help! We know how it feels when you are working long and hard hours in order to pay off your credit card debt, your loans, and your mortgage. Here are a few banking and credit tips that can help you along the way!
1. Create Balance Alerts For Spending
If you have a bank account, did you know you can log in online and set up an alert for each time you spend money? Most banks will send you an alert through your email or text message to notify you of individual expenses. This can help you reduce the likelihood of overspending as you grow in awareness of how much money you are using.
2. Use An App To Keep Records Of Expenses
You can easily download an app on your phone that will help you track your expenses and budgeting. Mint.com is an excellent tool and can help you manage your finances and even your credit score. The app is also helpful in scheduling your payments and tracking your bills. Take time to download financing tools on your phone!
Not only does this raise your financial awareness, but it can help you be more diligent in your budgeting.
3. Move Your Payment Date
If you have a hard time keeping track of your credit card payments, move the payment date so it is easier for you to manage. Each time you miss your payment due date, be aware that your credit score goes down. Your on-time payment history makes up 35% of your credit score. Schedule an alert system for your payment date and keep track of your calendar. If it makes it easier for you to remember, have the payment due on last day of the month or the first day of the month.
4. Start Saving For Emergencies
You never know when you will need cash right away. Set up an emergency savings fund for yourself. Whether you’re able to put away just $20 or $500, the point is to be intentional about saving up for yourself. We can never predict what might happen in the future, but if you store away just a little bit of money, it can ease the burden in the long-run. Most financial experts recommend saving up for at least $1000, and then saving enough to live off of for up to a year.
Are you finding yourself in a dire situation where you need cash now? West Covina Pink Slip Loans is here to help! Apply now and we can get your loan approved in just 15 minutes! Call us today at 855-303-CASH (2274) to speak to one of our loan agents! You can also visit us in person at one of our local offices, or start your online application process!
About West Covina
West Covina is a Southern California city located in San Gabriel Valley, a region half an hour east of Downtown LA. Until 1923, the city was originally part of Covina. Historically, the agriculture in the area featured walnut groves and orange groves. During the 50s in the post World War II period, West Covina rapidly expanded and became one of the fastest growing cities in the United States. As of 2010, the United States Census records that West Covina had a population of over 106,098.
The top employer of West Covina is the Citrus Valley Medical Center, which is also known as the Queen of the Valley Medical Center. The hospital employs over 1,300 people and offers full comprehensive medical services to the region. West Covina also has more than a few colleges and universities in its vicinity. The list includes Whittier College, Azusa Pacific University, Citrus College, Mt. San Antonio College, and University of the West. Many notable Major League Baseball players have also come from the city, such as Ron Roenicke, Gary Roenicke, and Jo-Jo Reyes. The city has also been prominently featured on the 2015 television show, Crazy Ex-Girlfriend, which features the main character moving from New York to the city of West Covina.