Car Title Loans North Carolina

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Are you stressed out trying to figure out where your next flow of cash will come from? Are banks turning you down because your credit score is too low? Title Loans Express can help you. We offer the best car title loans nationwide and can help you get a loan even if you struggle with poor credit or no credit. The best part is you can get approved for a loan in less than 15 minutes and get cash as fast as the next business day or even the same day! There’s no need to fill out mountains of paperwork. All you have to do to get started is to fill out our quick form or give us a call at 855-303-2274 to get started.

A person sitting at a table with a cup of coffee

 

How Do Car Title Loans Work?

So what is a car title loan? A car title loan is a loan where the borrower uses their vehicle as collateral to secure a loan. If the borrower is the sole owner of their vehicle, the borrower can use the value of their car to take out a loan. For example, if your car’s resale market value is currently $7,000, then you can get a loan up to $7,000. The borrower will have to transfer their car title or paperwork to the lender’s name until the loan is repaid in full. However, while the loan is being paid off, the borrower can use the car as needed. The title will be transferred back to the borrower once the loan is paid off in full. If the loan isn’t repaid according to the repayment agreements, the lender has the right to repossess your vehicle. Car title loans are also commonly called auto title loans, title loans, or pink slip loans.

 

Car Title Loans North Carolina

Unlike traditional banks, car title loans are fast and convenient. Nowadays, car title loans can be done entirely online as well. Lenders such as Title Loans Express can provide borrowers with the ease and convenience of a quick loan all from the comfort of their homes. So how does it work?

  1. Apply online by filling out our quick 3-minute form, or give us a call at 855-303-2274. A loan advisor will be in touch and will let you know right away if your vehicle qualifies for a loan. You will also find out how much your vehicle will qualify for.
  2. Submit the needed documents for the loan, which is mentioned below
  3. Decide how you would like to receive your loan; direct deposit or check.

And that’s it! In just 3 quick steps, you’ll be able to get a fast and convenient car title loan online. No need to drive to an office, no need to setup an appointment, no long waits in line. Get started today with Title Loans Express by applying online or giving us a call.

 

A car parked in a field

 

Bad Credit Loans

But what if you have bad credit? In many cases, a bad credit score will disqualify you from a loan with the bank. However, a poor credit score will not affect your eligibility for a car title loan. Instead, to qualify for a car title loan, you will need a car that carries enough value to back your loan. So even if you have bad credit, poor payment history, or credit card debt, you can still be approved for a car title loan if your car qualifies for your loan. In fact, car title loans can be helpful for the borrower who needs to rebuild their credit. When a borrower consistently makes payments on time in the right amount, a car title loan can help build up the borrower’s credit score since Title Loans Express reports to the three large credit bureaus.

What Do You Need for a Car Title Loan?

To get a car title loan with Title Loans Express, you will need the following documents.

  1. A government-issued ID (driver’s license or passport)
  2. Your car title, free of liens and paid off
  3. Vehicle registration and insurance
  4. Proof of income of at least $1500 a month

 

Ways You Can Use a Car Title Loan

The best part about taking a car title loan is that you can use the loan for whatever you need, whether it’s to pay off student loans, utility bills, or other expenses. A car title loan can help you pay off:

  • Important medical bills
  • Sudden emergencies
  • Utility Bills
  • Plumbing repairs
  • Home remodels
  • Wedding expenses
  • Funeral expenses
  • School Tuition
  • New home appliances
  • Business expenses
  • Work equipment
  • Personal use

A little girl that is sitting on the seat of a car

Get Started Today!

Instead of worrying about whether or not you can qualify for a loan at the bank, apply online and get started today with Title Loans Express! Get approved for your loan in less than 15 minutes! Apply using our online form or give us a call at 855-303-2274.

 

About North Carolina

North Carolina is a state located in the southeastern region of the United States. North Carolina is the 28th largest by area and 9th most populous of the 50 United States. It is bordered by Virgina to the north, the Atlantic Ocean to the east, Georgia and South Carolina to the south, and Tennessee to the west. The state capital is Raleigh and Charlotte is the largest city. The Charlotte metropolitan area is the most populous metropolitan area in North Carolina, the 23rd-most populous in the United States, and the largest banking center in the nation after New York City. The Raleigh metropolitan area is the second-largest metropolitan area in the state and is home to the largest research park in the country, Research Triangle Park. The state has a very diverse economy because of its great availability of hydroelectric power, its pleasant climate, and its wide variety of soils. The state ranks third among the South Atlantic states in population, but leads the region in industry and agriculture. North Carolina leads the nation in the production of tobacco, textiles, and furniture. In 2010, North Carolina was chosen as the third-best state for business by Forbes Magazine and second-best state by Chief Executive Office Magazine. [source: Wikipedia]

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